Best Coverage & Premiums

Available Today

We take pride in offering you the best possible coverage at the very best premiums available and have been for more than 40 years in Bakersfield.

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Insurance for

Your Business

One lawsuit or catastrophic event could be enough to make you close your doors. We have access to a wide range of business insurance types designed to protect you.

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Besides providing outstanding insurance for personal our auto customers, we also provide insurance for commercial auto for company vehicles to semi trucks.

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Personal and Commercial Insurance

When considering whether to insure your life, health, personal or professional activity be sure to talk to a independent insurance agency like ours. An independent agent works with many different carriers, which is opposite from captive agents who can only sell insurance from the carrier they work for. Working with an independent agent can help make sure that you are getting the best coverage, for the best price.

Garcia & Associates Insurance

Family owned and operated since 1979, we’ve been serving California and Bakersfield for over 40 years. Natives to the area we’ve taken great pride in building a company that represents hard working locals. We too, are hard-working locals. Navigating the insurance industry can be a challenge, and we’ve made it our mission to take that challenge head-on for our clients.

What Our Customers Say

“We have used Garcia & Associates for our personal and homeowners insurance needs for many years. We recommend the folks at Garcia & Associates, give them call.”

Albert S.

“Garcia & Associates has provided our firm with excellent service and coverage for the last 15 years. When ever we need an answer to coverage questions we do not wait long for an answer.”

Joe D.

Let Us Help You Save Money California

We have simple life/health insurance to business insurance to auto insurance, we have your back covered everywhere.

Auto Insurance

Get the auto insurance coverage you need at a price you can afford. We find the best coverage that meets state law requirements and keeps you protected.

Health Insurance

Navigate the confusing world of health insurance with the guidance of an independent agent. Medical care is expensive. We find an affordable plan that protects you and your family.

Life Insurance

Safeguard your family’s future with the right life insurance policy. Don’t leave the future of your loved ones to chance. The right plan is waiting for you and your family. Let us help you find it.

Multilingual Insurance Agency

We Speak English, Spanish, Punjabi, Hindi and Urdu.

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Choosing the right insurance plan, whether it’s for your car or yourself – is tricky. Let all of our experts help you to decide by providing you with a thorough consultation on the matter!

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Garcia & Associates Insurance

418 Oak St, Bakersfield, CA 93304